Becky Bloomwood's Guide to Financial Management

This is the book that never happened. Becky was always up to her eyeballs in debt. She could never-ever Cut Back and she kept trying to Make More Money. She spent more, too.

So, here is some real Daily Gyaan. How to save money. Without a bank. All the ideas below have been tried and tested by me and they have WORKED.


#1
Never spend a twenty. 

You don't come across twenty rupee notes often. So you put them away. Eventually, you'll have loads of twenty's and you'll find your stash one day when you need it. A very dear friend of mine used to do this and I have to thank him loads for the idea.


#2
Pretend-spend.

You know you shouldn't be buying that bar of chocolate. And you know you really don't need a pair of black pumps. So, what do you do when you're on the end of the month budget-diet?
You pretend to buy whatever you bought and you put that money away.

#3
I am satisfied. 

You have given into an indulgence. You got yourself a pedicure, or you read a book from the library, or you ate vanilla choco chip ice-cream. Are you happy? Are you satisfied? Is it a 10-rupee worth of satisfaction or can you part with a 100 rupee note?
Put the money away.


Let me know how it works for you. Leave your ideas in the comments below.